R. B. Adams, S. , and J. A. , Identifying the effect of managerial control on firm performance, Journal of Accounting and Economics, vol.41, issue.1-2, pp.55-85, 2006.
DOI : 10.1016/j.jacceco.2005.08.001

A. R. Admati, P. M. Demarzo, M. F. Hellwig, and P. C. Pfleiderer, Fallacies, irrelevant facts, and myths in the discussion of capital regulation: why bank equity is not expensive. Working paper n°86, 2011.

V. Aebi, G. Sabato, and M. Schmid, Risk management, corporate governance, and bank performance in the financial crisis, Journal of Banking & Finance, vol.36, issue.12, pp.3213-3226, 2012.
DOI : 10.1016/j.jbankfin.2011.10.020

F. Allen, E. Carletti, and R. Marquez, Credit Market Competition and Capital Regulation, Review of Financial Studies, vol.24, issue.4, pp.983-1018, 2011.
DOI : 10.1093/rfs/hhp089

H. Almeida, S. Y. Park, M. G. Subrahmanyam, and D. Wolfenzon, The structure and formation of business groups: Evidence from Korean chaebols, Journal of Financial Economics, vol.99, issue.2, pp.447-475, 2011.
DOI : 10.1016/j.jfineco.2010.08.017

P. P. Athanasoglou, S. N. Brissimis, and M. D. Delis, Bank-specific, industry-specific and macroeconomic determinants of bank profitability, Journal of International Financial Markets, Institutions and Money, vol.18, issue.2, pp.121-136, 2008.
DOI : 10.1016/j.intfin.2006.07.001

J. Ayuso, D. Pérez, and J. Saurina, Are capital buffers pro-cyclical?, Journal of Financial Intermediation, vol.13, issue.2, pp.249-264, 2004.
DOI : 10.1016/S1042-9573(03)00044-5

URL : http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.225.1675

V. Azofra and M. Santamaría, Ownership, control, and pyramids in Spanish commercial banks, Journal of Banking & Finance, vol.35, issue.6, pp.1464-1476, 2011.
DOI : 10.1016/j.jbankfin.2010.10.029

K. Bae, J. Baek, J. Kang, and W. Liu, Do controlling shareholders' expropriation incentives imply a link between corporate governance and firm value? Theory and evidence, Journal of Financial Economics, vol.105, issue.2, pp.412-435, 2012.
DOI : 10.1016/j.jfineco.2012.02.007

J. Baek, J. Kang, S. Park, and K. , Corporate governance and firm value, 2004.

I. Bank and B. Settlements, Group of governors and heads of supervision announces higher global minimum capital standards, 2010.

I. Bank, . Settlements, S. Basel, . Bank, and B. Settlements, Principles for enhancing bank corporate governance. Consultative Document. Bank for International Settlements, Bank for International Settlements, BIS., 2010c. 80 th Annual Report Consultative Document. Bank for International Settlements, 2010.

F. Banque-de, La crise de la dette souveraine, 2012.

T. A. Barry, L. Lepetit, and A. Tarazi, Ownership structure and risk in publicly held and privately owned banks, Journal of Banking & Finance, vol.35, issue.5, pp.1327-1340, 2011.
DOI : 10.1016/j.jbankfin.2010.10.004

URL : https://hal.archives-ouvertes.fr/hal-01098969

L. A. Bebchuk, R. Kraakman, and G. Triantis, Stock Pyramids, Cross-Ownership, and Dual Class Equity: The Creation and Agency Costs of Separating Control from Cash Flow Rights, Concentrated corporate ownership, 2000.
DOI : 10.2139/ssrn.147590

A. Beltratti and R. M. Stulz, The credit crisis around the globe: Why did some banks perform better?, Journal of Financial Economics, vol.105, issue.1, pp.1-17, 2012.
DOI : 10.1016/j.jfineco.2011.12.005

M. Bennedsen and D. Wolfenzon, The balance of power in closely held corporations, Journal of Financial Economics, vol.58, issue.1-2, pp.113-139, 2000.
DOI : 10.1016/S0304-405X(00)00068-4

A. Berger, The Relationship between Capital and Earnings in Banking, Journal of Money, Credit and Banking, vol.27, issue.2, 1995.
DOI : 10.2307/2077877

A. Berger, R. Deyoung, M. Flannery, D. Lee, and Ö. Öztekin, How Do Large Banking Organizations Manage Their Capital Ratios?, Journal of Financial Services Research, vol.79, issue.2, pp.123-149, 2008.
DOI : 10.1007/s10693-008-0044-5

A. Berger, B. Imbierowicz, and C. Rauch, The Roles of Corporate Governance in Bank Failures during the Recent Financial Crisis, Journal of Money, Credit and Banking, vol.48, issue.4, 2012.
DOI : 10.1111/jmcb.12316

A. N. Berger, G. A. Hanweck, H. , and D. B. , Competitive viability in banking, Journal of Monetary Economics, vol.20, issue.3, pp.501-520, 1987.
DOI : 10.1016/0304-3932(87)90039-0

A. N. Berger, U. , and G. F. , Did Risk-Based Capital Allocate Bank Credit and Cause a "Credit Crunch" in the United States?, Journal of Money, Credit and Banking, vol.26, issue.3, pp.585-628, 1994.
DOI : 10.2307/2077994

A. N. Berger, R. Deyoung, H. Genay, U. , and G. F. , Globalization of financial institutions: Evidence from cross-border banking performance. FRB Chicago Working Paper, 1999.

A. N. Berger, I. Hasan, and M. Zhou, The effects of focus versus diversification on bank performance: Evidence from Chinese banks, Journal of Banking & Finance, vol.34, issue.7, pp.1417-1435, 2010.
DOI : 10.1016/j.jbankfin.2010.01.010

M. Bertrand, P. Mehta, and S. Mullainathan, Ferreting out Tunneling: An Application to Indian Business Groups, The Quarterly Journal of Economics, vol.117, issue.1, pp.121-148, 2002.
DOI : 10.1162/003355302753399463

URL : http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.320.2949

F. Black and M. S. Scholes, The Pricing of Options and Corporate Liabilities, Journal of Political Economy, vol.81, issue.3, pp.637-654, 1973.
DOI : 10.1086/260062

R. Blundell and S. Bond, Initial conditions and moment restrictions in dynamic panel data models, Journal of Econometrics, vol.87, issue.1, pp.115-143, 1998.
DOI : 10.1016/S0304-4076(98)00009-8

J. P. Bonin, I. Hasan, and P. Wachtel, Bank performance, efficiency and ownership in transition countries, Journal of Banking & Finance, vol.29, issue.1, pp.31-53, 2005.
DOI : 10.1016/j.jbankfin.2004.06.015

N. Boubakri and H. Ghouma, Control/ownership structure, creditor rights protection, and the cost of debt financing: International evidence, Journal of Banking & Finance, vol.34, issue.10, pp.2481-2499, 2010.
DOI : 10.1016/j.jbankfin.2010.04.006

P. Bourke, Concentration and other determinants of bank profitability in Europe, North America and Australia, Journal of Banking & Finance, vol.13, issue.1, pp.65-79, 1989.
DOI : 10.1016/0378-4266(89)90020-4

J. H. Boyd, G. , and S. L. , Risk, regulation, and bank holding company expansion into nonbanking, Quarterly Review, vol.10, issue.2, pp.2-17, 1986.

E. J. Brinkmann and P. M. Horvitz, Risk-Based Capital Standards and the Credit Crunch, Journal of Money, Credit and Banking, vol.27, issue.3, pp.848-63, 1995.
DOI : 10.2307/2077755

S. Byoun, How and When Do Firms Adjust Their Capital Structures toward Targets?, The Journal of Finance, vol.47, issue.6, pp.3069-3096, 2008.
DOI : 10.1111/j.1540-6261.2008.01421.x

G. Caprio, L. Laeven, and R. Levine, Governance and bank valuation, Journal of Financial Intermediation, vol.16, issue.4, pp.584-617, 2007.
DOI : 10.1016/j.jfi.2006.10.003

URL : http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.4.2039

V. Chiorazzo, C. Milani, and F. Salvini, Income Diversification and Bank Performance: Evidence from Italian Banks, Journal of Financial Services Research, vol.30, issue.8, pp.181-203, 2008.
DOI : 10.1007/s10693-008-0029-4

S. Claessens, V. Horen, and N. , Impact of Foreign Banks, SSRN Electronic Journal, vol.1, pp.29-42, 2013.
DOI : 10.2139/ssrn.2212123

S. Claessens, V. Horen, and N. , Foreign Banks: Trends and Impact, Journal of Money, Credit and Banking, vol.8, issue.s1, 2014.
DOI : 10.1111/jmcb.12092

S. Claessens, S. Djankov, L. , and H. P. , The separation of ownership and control in East Asian Corporations, Journal of Financial Economics, vol.58, issue.1-2, pp.81-112, 2000.
DOI : 10.1016/S0304-405X(00)00067-2

S. Claessens, A. Demirgüç-kunt, and H. Huizinga, How does foreign entry affect domestic banking markets?, Journal of Banking & Finance, vol.25, issue.5, pp.891-911, 2001.
DOI : 10.1016/S0378-4266(00)00102-3

S. Claessens, S. Djankov, J. P. Fan, L. , and H. P. , Disentangling the Incentive and Entrenchment Effects of Large Shareholdings, The Journal of Finance, vol.20, issue.6, pp.2741-2771, 2002.
DOI : 10.1111/1540-6261.00511

G. L. Delong, Stockholder gains from focusing versus diversifying bank mergers, Journal of Financial Economics, vol.59, issue.2, 2001.
DOI : 10.1016/S0304-405X(00)00086-6

H. Demsetz and K. Lehn, The Structure of Corporate Ownership: Causes and Consequences, Journal of Political Economy, vol.93, issue.6, pp.1155-1177, 1985.
DOI : 10.1086/261354

R. S. Demsetz and P. E. Strahan, Diversification, Size, and Risk at Bank Holding Companies, Journal of Money, Credit and Banking, vol.29, issue.3, pp.300-313, 1997.
DOI : 10.2307/2953695

D. J. Denis, D. K. Denis, and A. Sarin, Agency Problems, Equity Ownership, and Corporate Diversification, The Journal of Finance, vol.44, issue.1, pp.135-160, 1997.
DOI : 10.1111/j.1540-6261.1997.tb03811.x

R. Deyoung, R. , and K. P. , Product Mix and Earnings Volatility at Commercial Banks: Evidence from a Degree of Total Leverage Model, Journal of Financial Intermediation, vol.10, issue.1, pp.54-84, 2001.
DOI : 10.1006/jfin.2000.0305

D. W. Diamond and R. G. And-rajan, A Theory of Bank Capital, The Journal of Finance, vol.21, issue.6, pp.2431-2465, 2000.
DOI : 10.1111/0022-1082.00296

D. W. Diamond and R. G. And-rajan, The credit crisis: Conjectures about causes and remedies, 2009.

I. Distinguin, T. Kouassi, and A. Tarazi, Interbank deposits and market discipline, 2013.
DOI : 10.2139/ssrn.2119956

URL : https://hal.archives-ouvertes.fr/hal-01098716

A. Dittmar and A. Thakor, Why Do Firms Issue Equity?, The Journal of Finance, vol.112, issue.1, pp.1-54, 2007.
DOI : 10.1111/j.1540-6261.2007.01200.x

URL : http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.231.4519

S. Djankov, L. Porta, R. Lopez-de-silanes, F. Shleifer, and A. , The law and economics of self-dealing, Journal of Financial Economics, vol.88, issue.3, pp.430-465, 2008.
DOI : 10.1016/j.jfineco.2007.02.007

A. Dyck and L. Zingales, Private benefits of control: An international comparison, 2004.

D. Erkens, M. Hung, and P. Matos, Corporate governance in the, 2007.

M. Faccio, L. , and H. P. , The ultimate ownership of Western European corporations, Journal of Financial Economics, vol.65, issue.3, pp.365-395, 2002.
DOI : 10.1016/S0304-405X(02)00146-0

M. Faccio, H. P. Lang, Y. , and L. , Dividends and Expropriation, American Economic Review, vol.91, issue.1, pp.54-78, 2001.
DOI : 10.1257/aer.91.1.54

URL : http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.198.6978

R. Fahlenbrach and R. M. Stulz, Bank CEO incentives and the credit crisis, Journal of Financial Economics, vol.99, issue.1, pp.11-26, 2011.
DOI : 10.1016/j.jfineco.2010.08.010

J. P. Fan and T. J. Wong, Corporate ownership structure and the informativeness of accounting earnings in East Asia, Journal of Accounting and Economics, vol.33, issue.3, pp.401-425, 2002.
DOI : 10.1016/S0165-4101(02)00047-2

M. J. Flannery and K. P. And-rangan, What Caused the Bank Capital Build-up of the 1990s?, Review of Finance, vol.12, issue.2, pp.391-429, 2008.
DOI : 10.1093/rof/rfm007

E. Friedman, S. Johnson, and T. Mitton, Propping and tunneling, Journal of Comparative Economics, vol.31, issue.4, pp.732-750, 2003.
DOI : 10.1016/j.jce.2003.08.004

J. G. Gallo, V. P. Apilado, and J. W. Kolari, Commercial bank mutual fund activities: Implications for bank risk and profitability, Journal of Banking & Finance, vol.20, issue.10, pp.1775-1791, 1996.
DOI : 10.1016/S0378-4266(96)00024-6

T. M. Galloway, W. B. Lee, and D. M. Roden, Banks' changing incentives and opportunities for risk taking, Journal of Banking & Finance, vol.21, issue.4, pp.509-527, 1997.
DOI : 10.1016/S0378-4266(96)00052-0

R. Gropp and F. Heider, The Determinants of Bank Capital Structure, Review of Finance, vol.14, issue.4, pp.29-74, 2011.
DOI : 10.1093/rof/rfp030

R. Gropp and M. Köhler, Bank owners or bank managers: who is keen on risk?, 2010.

I. Haw, B. Hu, L. Hwang, and W. Wu, Ultimate Ownership, Income Management, and Legal and Extra-Legal Institutions, Journal of Accounting Research, vol.42, issue.2, pp.423-462, 2004.
DOI : 10.1111/j.1475-679X.2004.00144.x

I. Haw, S. S. Ho, B. Hu, and D. Wu, Concentrated control, institutions, and banking sector: An international study, Journal of Banking & Finance, vol.34, issue.3, pp.485-497, 2010.
DOI : 10.1016/j.jbankfin.2009.08.013

C. P. Himmelberg, R. G. Hubbard, and D. Palia, Understanding the determinants of managerial ownership and the link between ownership and performance, Journal of Financial Economics, vol.53, issue.3, pp.353-384, 1999.
DOI : 10.1016/S0304-405X(99)00025-2

G. Iannotta, Testing for Opaqueness in the European Banking Industry: Evidence from Bond Credit Ratings, Journal of Financial Services Research, vol.35, issue.2, pp.287-309, 2006.
DOI : 10.1007/s10693-006-0420-y

G. Iannotta, G. Nocera, and A. Sironi, Ownership structure, risk and performance in the European banking industry, Journal of Banking & Finance, vol.31, issue.7, pp.2127-2149, 2007.
DOI : 10.1016/j.jbankfin.2006.07.013

URL : https://hal.archives-ouvertes.fr/hal-00861806

V. Ivashina and D. Scharfstein, Bank lending during the financial crisis of, 2008.

M. Jensen and W. Meckling, Theory of the firm: Managerial behavior, agency costs and ownership structure, Journal of Financial Economics, vol.3, issue.4, pp.305-360, 1976.
DOI : 10.1016/0304-405X(76)90026-X

L. Jiang, J. Kim, and L. Pang, Control-ownership wedge and investment sensitivity to stock price, Journal of Banking & Finance, vol.35, issue.11, pp.2856-2867, 2011.
DOI : 10.1016/j.jbankfin.2011.03.017

S. W. Joh, Corporate governance and firm profitability: evidence from Korea before the economic crisis, Journal of Financial Economics, vol.68, issue.2, pp.287-322, 2003.
DOI : 10.1016/S0304-405X(03)00068-0

S. Johnson, P. Boone, A. Breach, and E. Friedman, Corporate governance in the Asian financial crisis, Journal of Financial Economics, vol.58, issue.1-2, pp.141-186, 2000.
DOI : 10.1016/S0304-405X(00)00069-6

M. C. Keeley, Deposit insurance, risk, and market power in banking, American Economic Review, vol.80, issue.5, pp.1183-1200, 1990.

D. Kim and A. M. Santomero, Risk in Banking and Capital Regulation, The Journal of Finance, vol.16, issue.5, pp.1219-1233, 1988.
DOI : 10.1111/j.1540-6261.1988.tb03966.x

G. Kirkpatrick, The corporate governance lessons from the financial crisis, OECD Journal: Financial Market Trends, vol.2009, issue.1, pp.61-87, 2009.
DOI : 10.1787/fmt-v2009-art3-en

M. Koehn and A. M. Santomero, Regulation of Bank Capital and Portfolio Risk, The Journal of Finance, vol.35, issue.5, 1980.
DOI : 10.1111/j.1540-6261.1980.tb02206.x

R. S. Kroszner and R. G. And-rajan, Is the Glass-Steagall Act justified? A study of the U.S. experience with universal banking before 1933, American Economic Review, vol.84, pp.810-832, 1994.

L. Porta, R. Lopez-de-silanes, F. Shleifer, A. Vishny, and R. W. , Law and finance, Journal of Political Economy, vol.106, issue.6, pp.1113-1155, 1998.
DOI : 10.3386/w5661

L. Porta, R. Lopez-de-silanes, F. Shleifer, A. Vishny, and R. , Investor protection and corporate valuation, Journal of Finance, vol.57, pp.1147-1170, 2002.
DOI : 10.3386/w7403

URL : http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.1026.1632

L. Porta, R. Lopez-de-silanes, F. Zamarripa, and G. , Related Lending, The Quarterly Journal of Economics, vol.118, issue.1, pp.231-268, 2003.
DOI : 10.1162/00335530360535199

L. Laeven, Insider Lending and Bank Ownership: The Case of Russia, Journal of Comparative Economics, vol.29, issue.2, pp.207-229, 2001.
DOI : 10.1006/jcec.2001.1708

L. Laeven and R. Levine, Is there a diversification discount in financial conglomerates?, Journal of Financial Economics, vol.85, issue.2, pp.331-367, 2007.
DOI : 10.1016/j.jfineco.2005.06.001

L. Laeven and R. Levine, Bank governance, regulation and risk taking, Journal of Financial Economics, vol.93, issue.2, pp.259-275, 2009.
DOI : 10.1016/j.jfineco.2008.09.003

R. Lensink and I. Naaborg, Does foreign ownership foster bank performance?, Applied Financial Economics, vol.13, issue.11, 2007.
DOI : 10.1006/jcec.1996.0017

L. Lepetit, E. Nys, P. Rous, and A. Tarazi, Bank income structure and risk: An empirical analysis of European banks, Journal of Banking & Finance, vol.32, issue.8, pp.1452-1467, 2008.
DOI : 10.1016/j.jbankfin.2007.12.002

URL : https://hal.archives-ouvertes.fr/hal-01098960

L. Lepetit, N. Saghi-zedek, and A. Tarazi, Excess control rights, bank capital structure adjustments, and lending, Journal of Financial Economics, vol.115, issue.3, 2014.
DOI : 10.1016/j.jfineco.2014.10.004

R. Levine, The corporate governance of banks: A concise discussion of concepts and evidence, 2004.
DOI : 10.1596/1813-9450-3404

J. Lim, B. A. Minton, and M. S. Weisbach, Syndicated loan spreads and the composition of the syndicate, Journal of Financial Economics, vol.111, issue.1, pp.45-69, 2014.
DOI : 10.1016/j.jfineco.2013.08.001

C. Lin, Y. Ma, X. , and Y. , Ownership structure and financial constraints, 2011.

C. Lin, Y. Ma, P. H. Malatesta, X. , and Y. , Ownership structure and the cost of corporate borrowing, Journal of Financial Economics, vol.100, issue.1, pp.1-23, 2011.
DOI : 10.1016/j.jfineco.2010.10.012

K. Lindquist, Banks??? buffer capital: how important is risk, Journal of International Money and Finance, vol.23, issue.3, pp.493-513, 2004.
DOI : 10.1016/j.jimonfin.2004.01.006

K. V. Lins, Equity Ownership and Firm Value in Emerging Markets, The Journal of Financial and Quantitative Analysis, vol.38, issue.1, pp.159-184, 2003.
DOI : 10.2307/4126768

A. J. Marcus, The bank capital decision: A time series-cross section analysis, 1983.

B. Maury and A. Pajuste, Multiple large shareholders and firm value, Journal of Banking & Finance, vol.29, issue.7, pp.1813-1834, 2005.
DOI : 10.1016/j.jbankfin.2004.07.002

P. H. Mcallister and D. Mcmanus, Resolving the scale efficiency puzzle in banking, Journal of Banking & Finance, vol.17, issue.2-3, pp.2-3, 1993.
DOI : 10.1016/0378-4266(93)90039-G

C. Memmel, R. , and P. , How do banks adjust their capital ratios?, Journal of Financial Intermediation, vol.19, issue.4, pp.509-528, 2010.
DOI : 10.1016/j.jfi.2009.10.002

S. Mercieca, K. Schaeck, and S. Wolfe, Small European banks: Benefits from diversification?, Journal of Banking & Finance, vol.31, issue.7, 1975.
DOI : 10.1016/j.jbankfin.2007.01.004

R. C. Merton, On the pricing of contingent claims and the Modigliani-Miller theorem, Journal of Financial Economics, vol.5, issue.2, pp.241-249, 1977.
DOI : 10.1016/0304-405X(77)90020-4

T. Mitton, A cross-firm analysis of the impact of corporate governance on the East Asian financial crisis, Journal of Financial Economics, vol.64, issue.2, pp.215-241, 2002.
DOI : 10.1016/S0304-405X(02)00076-4

P. Molyneux, T. , and J. , Determinants of European bank profitability: A note, Journal of Banking & Finance, vol.16, issue.6, pp.1173-1178, 1992.
DOI : 10.1016/0378-4266(92)90065-8

R. Morck, A. Shleifer, and R. W. Vishny, Management ownership and market valuation, Journal of Financial Economics, vol.20, pp.293-315, 1988.
DOI : 10.1016/0304-405X(88)90048-7

URL : http://nrs.harvard.edu/urn-3:HUL.InstRepos:29407535

R. K. Morck, D. A. Stangeland, and B. Yeung, Inherited wealth, corporate control and economic growth: The Canadian disease, 2000.
DOI : 10.3386/w6814

D. P. Morgan, Rating Banks: Risk and Uncertainty in an Opaque Industry, American Economic Review, vol.92, issue.4, pp.874-888, 2002.
DOI : 10.1257/00028280260344506

T. Mosk and S. Ongena, The impact of banking sector deleveraging on investment in the European Union, Investment and investment finance in Europe. European Investment Bank, pp.171-205, 2013.

S. C. Myers and R. G. And-rajan, The Paradox of Liquidity, The Quarterly Journal of Economics, vol.113, issue.3, pp.733-771, 1998.
DOI : 10.1162/003355398555739

E. Nier and U. Baumann, Market discipline, disclosure and moral hazard in banking, Journal of Financial Intermediation, vol.15, issue.3, pp.332-361, 2006.
DOI : 10.1016/j.jfi.2006.03.001

URL : http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.194.3095

Y. E. Orgler and R. A. Taggart, Implications of corporate capital structure theory for banking institutions, Journal of Money, Credit and Banking, vol.15, pp.212-221, 1983.
DOI : 10.3386/w0737

Ö. Öztekin and M. J. Flannery, Institutional Determinants of Capital Structure Adjustment Speeds, SSRN Electronic Journal, vol.103, pp.88-112, 2012.
DOI : 10.2139/ssrn.1364273

F. Pasiouras and K. Kosmidou, Factors influencing the profitability of domestic and foreign commercial banks in the European Union, Research in International Business and Finance, vol.21, issue.2, pp.222-237, 2007.
DOI : 10.1016/j.ribaf.2006.03.007

A. K. Pennathur, V. Subrahmanyam, and S. Vishwasrao, Income diversification and risk: Does ownership matter? An empirical examination of Indian banks, Journal of Banking & Finance, vol.36, issue.8, pp.2203-2215, 2012.
DOI : 10.1016/j.jbankfin.2012.03.021

A. Petrovic and R. Tutsch, National rescue measures in response to the current financial crisis. European Central Bank Legal Working Paper Series, 2009.

J. Peek and E. And-rosengren, The Capital Crunch: Neither a Borrower nor a Lender Be, Journal of Money, Credit and Banking, vol.27, issue.3, 1995.
DOI : 10.2307/2077739

J. Pound, Proxy contests and the efficiency of shareholder oversight, Journal of Financial Economics, vol.20, pp.237-265, 1988.
DOI : 10.1016/0304-405X(88)90046-3

R. G. Rajan and L. Zingales, WHICH CAPITALISM? LESSONS FORM THE EAST ASIAN CRISIS, Journal of Applied Corporate Finance, vol.109, issue.3, pp.40-48, 1998.
DOI : 10.1016/0304-405X(94)00798-6

N. Saghi-zedek, Product diversification and bank performance: does ownership breadth matter? Working Paper, 2014.

N. Saghi-zedek, A. C. Tarazi, J. De-haan, and B. Scholtens, Excess control rights, financial crisis and bank profitability and risk The impact of bank ownership concentration on impaired loans and capital adequacy, Journal of Banking and Finance. Second round Shehzad, Journal of Banking and Finance, vol.34, issue.2, pp.399-408, 2010.

A. Shleifer and R. W. Vishny, Large Shareholders and Corporate Control, Journal of Political Economy, vol.94, issue.3, Part 1, pp.461-488, 1986.
DOI : 10.1086/261385

URL : http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.120.7840

A. Shleifer and R. W. Vishny, A Survey of Corporate Governance, The Journal of Finance, vol.110, issue.2, pp.737-783, 1997.
DOI : 10.1111/j.1540-6261.1997.tb04820.x

K. J. Stiroh, Diversification in banking: Is noninterest income the answer, 2004.

A. A. Unite and M. J. Sullivan, The effect of foreign entry and ownership structure on the Philippine domestic banking market, Journal of Banking & Finance, vol.27, issue.12, pp.2323-2345, 2003.
DOI : 10.1016/S0378-4266(02)00330-8

R. V. Vennet, Cost and Profit Efficiency of Financial Conglomerates and Universal Banks in Europe, Journal of Money, Credit, and Banking, vol.34, issue.1, pp.254-282, 2002.
DOI : 10.1353/mcb.2002.0036

B. Villalonga and R. Amit, How do family ownership, control and management affect firm value?, Journal of Financial Economics, vol.80, issue.2, pp.385-417, 2006.
DOI : 10.1016/j.jfineco.2004.12.005

URL : http://citeseerx.ist.psu.edu/viewdoc/summary?doi=10.1.1.421.912

J. Williams and N. Nguyen, Financial liberalisation, crisis, and restructuring: A comparative study of bank performance and bank governance in South East Asia, Journal of Banking & Finance, vol.29, issue.8-9, pp.2119-2154, 2005.
DOI : 10.1016/j.jbankfin.2005.03.011

.. Econometric-results, Effect of excess control rights on bank profitability and risk, p.137

C. Appendix, Product diversification and bank performance: does ownership depth matter?, p.163